Community Bank System, Inc. (CBU) Q2 2023 Earnings Call Transcript

Community Bank System, Inc. (NYSE:CBU) Q2 2023 Earnings Conference Call July 31, 2023 11:00 AM ET

Company Participants

Mark Tryniski – President and CEO

Joseph Sutaris – Executive Vice President and CFO

Dimitar Karaivanov – Executive Vice President and COO

Conference Call Participants

Nick Cucharale – The Hovde Group

Steve Moss – Raymond James

Alex Twerdahl – Piper Sandler

Manuel Navas – D.A. Davidson

Matthew Breese – Stephens

Chris O’Connell – KBW


Welcome to the Community Bank System’s Second Quarter 2023 Earnings Conference Call. Please note that this presentation contains forward-looking statements within the provisions of the Private Security Litigation Reform Act of 1995 that are based on current expectations estimates and projections about the industry, markets and economic environment in which the company operates.

Such statements involve risks and uncertainties that could cause actual results to differ materially from the results discussed in these statements. These risks are detailed in the company’s annual report and Form 10-K filed with the Securities and Exchange Commission. Please note also that this call is being recorded today.

Today’s call presenters are Mark Tryniski, President and Chief Executive Officer; and Joseph Sutaris, Executive Vice President and Chief Financial Officer. They will be joined by Dimitar Karaivanov, Executive Vice President and Chief Operating Officer for the question-and-answer session.

Gentlemen, you may begin.

Mark Tryniski

Thank you, all. Good morning, everyone. And thank you all for joining our second quarter conference call. I am not going to say much about our quarterly performance other than it was very good. Joe and Dimitar will comment in more detail.

But I did want to acknowledge the announcement we made early last month regarding my retirement from the company effective this December 31st, but I will remain on the Board through 2024 to support the transition.


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