Ameris Bancorp (ABCB) Q3 2023 Earnings Call Transcript


Ameris Bancorp (NASDAQ:ABCB) Q3 2023 Earnings Conference Call October 27, 2023 9:00 AM ET

Company Participants

Nicole Stokes – EVP & CFO

Palmer Proctor – CEO

Jon Edwards – EVP & CCO

Conference Call Participants

Brady Gailey – KBW

Casey Whitman – Piper Sandler

Chris Marinac – Janney Montgomery Scott

Kevin Fitzsimmons – DA Davidson

Russell Gunther – Stephens

Brandon King – Truist Securities

Operator

Good morning, everyone, and welcome to Ameris Bancorp’s Third Quarter Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please also note today’s event is being recorded.

At this time, I’d like to turn the floor over to Nicole Stokes, Chief Financial Officer. Ma’am, please go ahead.

Nicole Stokes

Great. Thank you, Jamie, and thank you to all who have joined our call today. During the call, we will be referencing the press release and the financial highlights that are available on the Investor Relations section of our website at amerisbank.com. I’m joined today by Palmer Proctor, our CEO; and Jon Edwards, our Chief Credit Officer. Palmer will begin with some opening general comments, and then I’m going to discuss the details of our financial results before we open it up for Q&A.

But before we begin, I’ll remind you that our comments may include forward-looking statements. These statements are subject to risks and uncertainties. The actual results could vary materially. We list some of the factors that might cause results to differ in our press release and in our SEC filings, which are available on our website. We do not assume any obligation to update any forward-looking statements as a result of new information, early developments or otherwise, except as required by law.

Also during the call, we will



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