Eastern Bankshares Inc (EBC) Q3 2023 Earnings Call Transcript

Eastern Bankshares Inc (NASDAQ:EBC) Q3 2023 Results Conference Call October 27, 2023 9:00 AM ET

Company Participants

Bob Rivers – Chairman and CEO

Jim Fitzgerald – CFO, Chief Administrative Officer and Treasurer

Conference Call Participants

Mark Fitzgibbon – Piper Sandler

Damon DelMonte – KBW

Laurie Hunsicker – Spark Research Partners


Hello, and welcome to Eastern Bankshares Inc Third Quarter 2023 Earnings Conference Call. Today’s call will include forward-looking statements, including statements about Eastern’s future financial and operating results outlook, business, strategies and plans as well as other opportunities and potential risks that management foresees. Such forward-looking statements reflect management’s current estimates or beliefs and are subject to risks and uncertainties that may cause actual results or the timing of events to differ materially from the views expressed today.

More information about such risks and uncertainties is set forth under the caption ‘forward-looking statements’ in the earnings press release as well as in the ‘Risk Factors’ section and other disclosures in the company’s periodic filings with the Securities and Exchange Commission. Any forward-looking statements made during this call represent management’s views and estimates as of today and the company undertakes no obligation to update these statements, as a result of new information or future events.

During the call, the company will also discuss both GAAP and certain non-GAAP financial measures. For a reconciliation of GAAP and non-GAAP financial measures, please refer to the company’s earnings press release, which can be found at investor.easternbank.com. Please note, this event is being recorded [Operator Instructions] Thank you.

I would now like to turn the call over to Bob Rivers, Chair CEO.

Bob Rivers

Great. Thank you, Julie. Good morning, everyone, and thank you for joining our third quarter earnings call. I’m joined today by Jim Fitzgerald, our Chief Administrative Officer and Chief Financial Officer, who will review our financial results shortly.

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