JamesBrey Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) is an outstanding dividend growth ETF, which I have highlighted as my favorite in a recent article. In fact, if I were limited to owning just one dividend growth ETF, SCHD would be my choice. Despite its many strengths, however, SCHD does have a few shortcomings for income-focused…
Originally published on Unchained.com. Unchained is the official US Collaborative Custody partner of Bitcoin Magazine and an integral sponsor of related content published through Bitcoin Magazine. For more information on services offered, custody products, and the relationship between Unchained and Bitcoin Magazine, please visit our website. For newcomers, especially those in and around retirement age,…
Income from your assets is critical to your retirement. MicroStockHub The investment environment of the 2020s will be the flipside of the last 15 years’ negative interest rates and quite the opposite of the broad domestic investment experience since 1981 when 10-year US Treasury yields peaked at 15.32%. Since 1981, stocks, bonds and real estate…
youngvet/iStock via Getty Images Co-authored with Hidden Opportunities. To make money when you sleep, you need a “set and forget” investment strategy. This is where an investor makes purchases intending to hold it for a long period, often without actively managing or monitoring it regularly. Here are some criteria that investors should consider when seeking…
alubalish/E+ via Getty Images “Looming retirement crisis.” These are the words of the CEO of the world’s largest asset manager, BlackRock, Inc. (BLK). Larry Fink has warned investors of a retirement crisis in the future as pension savings fail to keep up with the ever-increasing longevity, thanks to medical breakthroughs. While increasing longevity is a…
bruev/iStock via Getty Images Co-authored with Treading Softly The concept of a foxhole in military combat has long existed. In essence, a foxhole is a hastily dug hole to protect oneself from oncoming fire. Foxholes can be more established, but they should not be confused with a trench (trench warfare), which is a longer series…
PM Images/DigitalVision via Getty Images Introduction Over the past few years, I have increasingly focused on one major issue: the looming retirement crisis. Although every time I use the word “crisis” in a title, I feel guilty of clickbait, there’s no denying that it’s an appropriate use of the word, as we’re increasingly moving to…
Cn0ra Generating significant monthly passive income from dividend stocks can transform your approach to investing for retirement. The monthly frequency of the passive income offers psychological stability during market volatility since it provides regular tangible rewards for holding dividend stocks through thick and thin, whereas holding only quarterly paying dividend stocks provides this positive feedback…
chas53/iStock via Getty Images Co-authored by Treading Softly At my home, it is always an exciting time when someone gets to collect the chicken eggs from our coop. Our flock of chickens has always been highly productive, meaning that we get a large number of eggs every single day from our hens. My children loved…
The Arizona State Senate is considering a proposal to encourage the Arizona State Retirement System (ASRS) and the Public Safety Personnel Retirement System (PSPRS) to explore the inclusion of Bitcoin ETFs in their investment portfolios. JUST IN: 🇺🇸 Arizona State Senate is considering adding #Bitcoin ETFs to its state retirement portfolios. pic.twitter.com/5t6v3Z5UuU — Bitcoin Magazine…
MarsBars Whether you want to retire at a traditional age or retire early, we can all agree that it will take a lot of capital to live comfortably. While it may be tempting to bank on continued strong performance in the S&P 500 (SPY) to fund one’s retirement goals, I would say that it’s a…
Gregory Adams/Moment via Getty Images Brookfield Infrastructure Partners (NYSE:BIP)(NYSE:BIPC) is one of the global leaders when it comes to investing and operating different classes of infrastructure. The current market cap of BIP is ~ $15.6 billion, with the enterprise value landing at the $50 billion mark. Roughly 68% of the total FFO generation stems from…
dontree_m Why $1 Million? In this article, our goal is to provide strategies to create a self-sufficient portfolio for retirees and income-focused investors that can generate 5% plus income, preserve the capital, and provide at least market-matching total returns. Now, why $1 million? Well, it does not matter how much money you are investing; the…
Dilok Klaisataporn Co-authored by Treading Softly. Many different aspects of our economy are impacted by different forces. For example, the price of a dozen eggs is more impacted by the laying rate of chickens found in the country than it is by prevailing interest rates. Furthermore, the price of gasoline is more affected by inflation…
Dilok Klaisataporn Introduction With 2023 coming to a close and the FED hinting at three rate cuts in 2024, I think next year is shaping up to be a great one for income investors. Especially those who hold positions in REITs. Many know this year was a volatile one for the sector but the headwinds…
William_Potter Co-authored with “Hidden Opportunities” Amidst rising interest rates, we have been recommending at least 40% allocation to fixed-income securities, and this can be achieved through bond funds, preferred stocks, and baby bonds. These can be much safer investments than stocks, and offer solid preferred income with lower price volatility than stocks. With these instruments,…
Sezeryadigar Co-authored by Treading Softly. I’ve always enjoyed a good underdog story. Someone coming out of nowhere, with everything set against them, to eventually win and see success. Most underdog stories are very similar. One that I find to be very unique is the whole concept behind the idea of the movie, and also the…
nathanaparise Co-authored by Treading Softly What comes to mind when I say “abundance”? For many, we think of having a large amount or above what’s needed. When I think of abundance, I think of a bumper crop. When farmers are planting their fields to grow their crops, they have an expected yield that they’re aiming…
Gold has played a vital role in economics and politics, influencing much of human financial activity through shifts in economic systems. It has proven versatile and stable across upheavals and social changes. It even became a vital tool in global trade and currency exchange as we know it today. In the 19th century, gold was…
deepblue4you Thesis We all heard horror stories about investment managers providing poor advice, with people we know having long term portfolio results that amount to only 1% or 2% annualized returns long term. It happens, but it does not have to be that way. In the world of finance, simple structures work when held for…
Tippapatt Dividend investors, do yourselves a favor, consider low-yield, high-growth stocks for your retirement. See how focusing on dividend yield alone can cost you a lot. A widely held belief is that we need to build a high-yield portfolio for our retirement, then live off the dividend payments without touching the capital. But is it…
courtneyk Co-authored by Treading Softly Have you ever “hedged your bets?” It’s a common turn of phrase that means to take actions that account for multiple possible outcomes. Often “hedging” involves betting the opposite of what you think will happen. For example, you might pay for extra insurance or for an extra warranty for an…
Andrii Dodonov Building a passive income snowball is arguably the most effective approach to saving for retirement. By relying on their passive income cash flow stream, retirees can enjoy peace of mind during bear markets and recessions, knowing they never need to liquidate their investments to pay for living expenses. As a result, they can…
koto_feja/iStock via Getty Images We recently sold our position in Blackstone Secured Lending (NYSE:BXSL) after holding it for nearly one year and earning a strong profit on our position. While the ~11% dividend yield is certainly attractive and appears sustainable for at least the near term, we sold our position for three reasons that undermine…
Retirement savings have always been a priority for hardworking individuals, especially those who belong to unions or serve as firefighters. These individuals dedicate their lives to protect and serve their communities, often putting their own safety on the line. Ensuring that they have a secure financial future is just one way to show appreciation for…
Piotrekswat/iStock via Getty Images Retirement is not meant to be stressful, especially about money. In retirement, you should not be waking up thinking about how to meet your monthly budget. You worked hard, and the last thing you want is to worry about your basic financial needs. However, to achieve the above goals and ambitions,…
RudyBalasko Introduction When looking for stocks that provide passive income for your retirement, you are looking for some safer investments that help you sleep at night. VICI Properties (NYSE:VICI) is a stock that has been adored by many dividend investors. As such, VICI might be considered as a boring stock, but that’s exactly what you…
Diy13 You work hard for decades, plan for retirement, save as much as you can, and reduce your spending so that when the time comes you can enjoy the golden years. There are many ways to save for retirement including investing in individual stocks, bonds, mutual funds, ETFs, CEFs, REITs, and BDCs, many of which…
anyaberkut For those who love generous, safe, and steadily growing dividends, there are few better single-ticker retirement solutions than Schwab U.S. Dividend Equity ETF™ (NYSEARCA:SCHD). Currently, the economy and stock market are at a potential inflection point. Very smart people on Wall Street are arguing persuasively that stocks will rip 10% to 20% higher or…
shih-wei By Alex Shingler, CFA & Justin Christofel, CFA As multi-asset income investors, we seek to help a wide range of clients meet their income needs. The benefits of an income-centric approach are especially relevant for investors as they enter retirement – and that’s especially true today. We bring that to life with two case…
NosUA Retirees looking for passive income investments generally need securities that offer each of the following characteristics: A sufficiently high current yield to cover living expenses. A safe enough distribution to sustain the payouts through good times and bad. Enough distribution growth to keep pace with inflation. A security that will sustain – and ideally…
Deagreez Option-based stock exchange-traded funds, or ETFs, like the JPMorgan Equity Premium Income ETF (NYSEARCA:JEPI) were red hot last year because they fell less in a painful market and generated maximum yield when volatility was highest. YCharts Well, volatility has been collapsing all year. So several Dividend Kings members asked me to follow up on…
designer491 Generating passive income by investing in high dividend growth funds like the Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) and the iShares Core Dividend Growth ETF (NYSEARCA:DGRO) can be a great way to fund a retirement for the following reasons: The passive income makes it quite easy to budget for living expenses since dividend payout…
Paul Morigi Co-authored with “Hidden Opportunities.” Warren Buffett is the undisputed king of patient investing; after all, his relentless focus on profitability and excess cash flows through economic turmoil has led to the amassment of a fortune that most of us can only dream of. From time to time, markets will be irrational, and quality…