champpixs Almost a year ago, I penned a draft for Upstart (NASDAQ:UPST) titled: Upstart: Too hard basket until interest rates turn. I had expected the nearing quarterly report to be negative, but instead it was very positive, and instead I completely rewrote the article as “A leaner Upstart can grow from here” and rated the…
JHVEPhoto Upstart Holdings (NASDAQ:UPST) wants to disrupt the lending market through its AI platform, but so far the monetization of its customer and partners’ base is not great, raising questions about the sustainability of its business model. Company Overview Upstart is a fintech company, combining technological capabilities applied to the financial sector, namely it offers…
Natee127 Upstart Holdings, Inc. (NASDAQ:UPST) remains unloved and neglected, even though the fintech’s sales trends are looking much better compared to the beginning of 2023. The present year will be a transition year for Upstart Holdings, and the central bank’s rate timeline could be a catalyst for a re-rating to the upside in 2024. Upstart…
Anton Petrus/Moment via Getty Images Upstart’s (NASDAQ:UPST) shares crashed 20% after the Fintech start-up presented results for the fourth quarter that beat expectations on both the top and bottom lines. The AI start-up’s revenue forecast for Q1’24 was perceived as weak, however, as it came in below consensus estimates. Since Upstart is a rate-sensitive credit…
da-kuk Upstart (NASDAQ:UPST) has been faced with a tough business environment since interest rates began their steep rise in early 2022. Still, hope is on the horizon. The company has secured committed funding, substantially lowered its cost basis, and launched new products. Interest rates will also trend downward soon. Upstart’s shares have already played this…
Dilok Klaisataporn Like many tech stocks, Upstart (NASDAQ:UPST) has had a great year – the stock at least. The company continues to face interest rate headwinds but has nonetheless managed to deliver incredible stock returns. The recent rally has been so strong that I now have a more pessimistic view of the business model quality,…
peshkov The last time I doubled down on Upstart Holdings, Inc. (NASDAQ:UPST) was in August of this year. I doubled down on the fintech primarily because the earnings multiple compressed greatly after Upstart Holdings reported 2Q-23 earnings. With Upstart Holding’s stock experiencing yet another crash after 3Q-23 results were released, I have grabbed more shares…
pcess609 Company Background Upstart Holdings, Inc. (NASD:NASDAQ:UPST) offers an online platform that connects consumers with lending partners and uses AI models to try to deliver more affordable and accurate prices. As its 10-K explains: We are a leading, cloud-based AI lending marketplace… Our lending marketplace aggregates consumer demand for high-quality loans and connects to our…
Dzmitry Dzemidovich/iStock via Getty Images While Upstart Holdings, Inc. (NASDAQ:UPST) offers a promising artificial intelligence, or AI, loan origination platform, the business model isn’t without flaws. As with other fintech lenders, the biggest issue with the business models are the access to committed capital with peers shifting towards digital banks to fund loans. My investment…