Pagaya Technologies Ltd. (PGY) Q3 2023 Earnings Conference Call Transcript

Pagaya Technologies Ltd. (NASDAQ:PGY) Q3 2023 Earnings Conference Call November 2, 2023 8:30 AM ET

Company Participants

Jency John – Head of IR

Gal Krubiner – CEO

Michael Kurlander – CFO

Conference Call Participants

Michael Legg – The Benchmark Company

Joseph Vafi – Canaccord Genuity

David Scharf – JMP Securities

David Chiaverini – Wedbush Securities

Hal Goetsch – B. Riley Financial FBR

John Hecht – Jefferies


Good day and welcome to Pagaya’s Third Quarter 2023 Earnings Call. Today’s call is being recorded.

At this time, I would like to turn the call over to Jency John, Head of Investor Relations. Please go ahead.

Jency John

Thank you and welcome to Pagaya’s third quarter 2023 earnings conference call. Joining me today to talk about our business and results are Gal Krubiner, Chief Executive Officer of Pagaya; and Michael Kurlander, our Chief Financial Officer. You can find the materials that accompany our prepared remarks and a replay of today’s webcast on the Investor Relations section of our website at

Our remarks today will include forward-looking statements that are based on our current expectations and forecasts and involve certain risks and uncertainties. These statements include but are not limited to, our competitive advantages and strategies, macroeconomic conditions and outlook, future products and services, and future business and financial performance.

Our actual results may differ from those contemplated by these forward-looking statements. Factors that could cause these results to differ materially are described in today’s press release and fillings, and in our Form 20-F filed on April 20, 2023, with the U.S. Securities and Exchange Commission, as well as our subsequent filings made with the SEC. Any forward-looking statements that we make on this call are based on assumptions as of today and we undertake no obligation to update these statements as a result of new information or future

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